How does a consultation normally work?
1. First contact
You contact us, and we talk on the phone for 10 minutes to discuss your request. If we can improve your contracts and have the right offer for you, we will arrange a consultation appointment. This appointment is online, without obligation and completely free of charge for you.
2. Online consulting
In the approx. 1.5-hour online consultation appointment you will learn everything about the possible improvements for your investment. For us, a HONEST INVESTMENT CONSULTANCY means that we do not present you with glossed over figures, but also calculate all costs, your expected tax payments and the bad inflation. We inform you completely transparently about your possibilities so that you can make the right decision.
3. You decide!
We do not only want to convince you of our offer, but also of ourselves. Because our goal is to accompany you and your finances into old age. You should finally have the feeling that you have found the right advisor for you. Only when you are completely convinced will we welcome you as a new client of Nico Hüsch GmbH.
4. Advantages for our customers
As our customer you will then profit permanently from the advantages of the most customer-oriented financial consulting company on the market. You get access to your financial documents via our app, where you can view an overview of your assets at any time. We are also happy to check your insurance policies for you to find potential for improvement. At least once a year, we take the time to look for potential savings for you.
Accounting on a commission and fee basis.
Always the most favorable rate for you!
Overall, you should calculate costs of approx. 0.5% to 1% of the assets per year for the continuous development and support of an individual investment concept. With annual target returns of over 7% after costs, a good deal for you and us.
(Nico Hüsch, 15.08.2020)
Honest investment advice for:
Private individuals
(commission)
One-time costs for a consultation:
0€
Running costs consulting:
0.4% to 1% p.a. of the investment volume including VAT
Savings deposit/retirement provision:
Yes/Yes
Fund costs Issue surcharge:
0%
Fund costs fee:
0.18%-1.5% p.a. incl. VAT
Custodian bank:
40€ p.a.
Insurance concept:
Yes
Insurance costs:
0€ additional costs, in each contribution 2%-25% commission for sales are already included
Suitable for:
Private customers up to 2.000€ monthly savings-deposits or up to 500.000€ one-time investment
Minimum investment volume:
50€ monthly or 100.000€
Best price-performance ratio for 90% of our customers!
Honest investment advice for:
Private individuals
(fee)
One-time costs for a consultation:
999€ flat rate + 250€ per hour
plus VAT
Running costs consulting:
0.5% p.a. of the investment volume plus VAT
Savings deposit/retirement provision:
Yes/Yes
Fund costs Issue surcharge:
0%
Fund costs fee:
0.18%-1.5% p.a. incl. VAT
Custodian bank:
0€
Insurance concept:
Yes
Insurance costs:
By arrangement
Suitable for:
Private customers from 2.000€ monthly savings rate or from 500.000€ one-time investment
Minimum investment volume:
500.000€
Best price-performance ratio for
7% of our customers!
Honest investment advice for:
Business customers
(fee)
One-time costs for a consultation:
4.999€ flat rate + 250€ per hour plus VAT
Running costs consulting:
0.5% p.a. of the investment volume plus VAT
Savings deposit/retirement provision:
Yes/No
Fund costs Issue surcharge:
0%
Fund costs fee:
0.18%-1.5% p.a. incl. VAT
Custodian bank:
0€
Insurance concept:
No
Insurance costs:
/
Suitable for:
Corporate clients, works council, foundations, associations
Minimum investment volume:
1.000.000€
Best price-performance ratio for
3% of our customers!
Honest investment advice for:
System relevant professions
(special offer)
If, by definition, you have a system-relevant profession, but earn less than 1,500 euros, then you will receive special conditions for financial consulting from us. Additional discount on service fee in the deposit: 100%, Discount on final commission retirement provision: 25-50% (depending on provider). With this, we want to make a modest contribution. Contingent: Every consultant of Nico Hüsch GmbH does one client process per month at these conditions.
Honest investment advice for:
PRO Bono
(special offer)
Special offer for people in difficult situations, recommended by existing customers. Sometimes severe strokes of fate lead to financial hardship. When you are most likely to need quality advice, you can no longer afford it. We would like to help. We offer you our fee concept without commissions completely free of charge pro bono. The emergency situation must be verifiable and one of our existing customers must recommend you. Contingent: One customer process per month by Nico Hüsch.
What makes us different from others?
Honest investment advice:
100% net-to-net analysis with all costs, inflation, and taxes
100%
Recommendation
and real customer
reviews
Truly independent
/ Owner managed.
No financial distribution or bank, full liability through Nico Hüsch
Experienced consultants
at every age, without commission conflicts (permanent position)
Highest degree of digitization
in the industry (100% digital) and yet very personal.
We invest ourselves
into the products we recommend to our customers
Specialization in investment.
Insurance is a necessary evil and service for our customers
Balanced customer concepts:
No cancellation for 7 years despite crises/corona etc.
Invoicing on a
commission and
fee basis.
Always the most favorable rate for you!
Long-term
Corporate Vision
as a service provider for our customers
on the market.
GDPR
any communication is recorded with your consent for your protection
Yield-oriented
investment concepts
through fund portfolio and ETF concepts
(tax consultant, family doctor, in-house lawyer, financing expert)
Customer reviews
Nico offers me competent, individual advice in all situations
For six years I have trusted Nico in all financial matters: private retirement planning, necessary insurances, financial investments, etc. Both during my time as a master student and when starting my career as a management consultant or now when marrying my foreign partner – Nico offers me competent, individual advice in all situations in life. Financial independence and security are very important to me and I know that Nico is always willing to work hard to find the best solution for me to help me achieve this.
I have been actively investing in stocks for many years. Nico Hüsch is a real expert and can also help more demanding clients.
I have been actively investing in stocks for many years. Nico Hüsch is a real expert and can also help more demanding clients. Also, his insurance recommendations are independent and purely price-performance related, which was very important to me. I am happy to recommend him to others!
Mr. Hüsch was recommended to us and we are happy to recommend him to others! He has greatly improved our existing financial products and integrated the whole thing into a sensible concept.
Mr. Hüsch was recommended to us and we are happy to recommend him to others! He has greatly improved our existing financial products and integrated the whole thing into a sensible concept. The online consulting is very modern and we really liked it.
As a busy entrepreneur, I need a financial person I can trust
As a busy entrepreneur, I need a financial person I can trust and who will take care of everything for me. The cooperation with Mr. Hüsch is perfect. He also has an understanding of the fluctuating income situation of an entrepreneur and has taken this into account in the financial concept. Clear recommendation!
Nico's persistence, passion, and problem-solving abilities have been instrumental in helping me establish a strong financial base here in Europe
As an American expat living in Germany, my financial situation presents a unique set of complexities. Nico’s persistence, passion, and problem-solving abilities have been instrumental in helping me establish a strong financial base here in Europe, and I think Nico is uniquely qualified to help foreign clients with everything from retirement planning, to insurances, to investment.
With Mr. Hüsch I now have better products and a great overview and service. Thanks for the cooperation.
I have made a lot of bad experiences with financial advisors. At some point, I had many different contracts and completely lost the overview. With Mr. Hüsch I now have better products and a great overview and service. Thanks for the cooperation.
I have been working for a bank for 25 years. Mr. Hüsch was a customer of mine for a long time. Today I am a customer with him
I have been working for a bank for 25 years. Mr. Hüsch was a customer of mine for a long time. Today I am a customer with him. His professional skills are excellent and due to his independence, he always has very good products and prices.
What results can I expect from Nico Hüsch GmbH?
Costs
Average reduction in insurance costs of roughly 30%, with better service conditions than before.
ROI
Average increase in return on investment of roughly 300% – to about 4%-10% per year after all costs, taxes and inflation.
No tricks
The most pleasant service you have ever experienced. Comfortably from home. 100% transparent. No sales tricks. I only recommend products that I would personally use in your situation.
Service
A financial partner for life – our customers are the foundation of our success.
Your financial future
Financial advisors you can trust, and the ability to build a prosperous, secure financial future for you and your family!
There are many names for our job:
Independent Financial Advisor, Independent Insurance Broker with a focus on retirement planning, Private Pension Advisor, Independent Financial Advisor, Investment Advisor, Investment Advisor, Financial Broker, Insurance Advisor, Retirement Planning Expert, etc.!
Officially we are independent brokers for insurance and finance. In addition, we have specialized for years in retirement provisions in Germany.
What we do for you: 100% independent financial advice –especially in the current financial crisis.
Our task is to find the best investment products on the German market for you. All providers and all tariffs are checked for you. You will always receive a before-and-after comparison and thus directly see the improvements you can achieve!
In most cases a savings deposit with “insurance cover” is the right choice, but this always depends on the situation, experience and attitude of the customer!
“Honest investment advice means that our customers are happy with your individual financial concept. We want to be better than every insurance company, every bank and every financial distributor. By this we want to be measured!“
Nico Hüsch